Module 6 of 6

Client Profitability

Not all revenue is good revenue—and some clients cost you money

The Revenue Trap

"They're our biggest client." "They've been with us for years." "They keep us busy."

None of that means they're profitable. Revenue is vanity. Profit is sanity. And some of your "best" clients might be quietly killing your margins.

The Client Profitability Formula

REVENUE FROM CLIENT − COST TO SERVE CLIENT = CLIENT PROFIT
$50,000 billed − $42,000 in labor + materials = $8,000 profit (16% margin)

Simple in concept. Hard to calculate without tracking time and costs by client.

A Tale of Two Clients

Let's compare two clients who both pay you $50,000/year:

Metric Client A Client B
Annual Revenue $50,000 $50,000
Hours Worked 500 1,000
Realized Rate $100/hr $50/hr
Labor Cost (@ $38 floor) $19,000 $38,000
Materials/Direct Costs $8,000 $8,000
Gross Profit $23,000 $4,000
Margin 46% 8%

Same revenue. Client A generates 5.75x more profit than Client B.

If you replaced Client B with another Client A, you'd make $19,000 more per year with no additional capacity.

The Hidden Costs of "Difficult" Clients

Revenue and hours don't tell the whole story. Some clients cost you in ways that don't show up on a timesheet:

A client paying $100k who requires twice the hours and three times the headaches might be less profitable than a $40k client who's easy to work with.

The Client Profitability Stack

Rank your clients by profit contribution—not revenue. You'll usually find something like this:

Tier % of Clients % of Profit Action
A-Tier (Stars) 20% 80%+ Protect, nurture, find more like them
B-Tier (Solid) 30% 15% Maintain, look for upsell opportunities
C-Tier (Marginal) 30% 5% Raise prices or reduce service level
D-Tier (Losers) 20% 0% or negative Fire or dramatically reprice

Most businesses have 20% of clients generating 80% of profit. The bottom 20% often generate zero—or actively lose money.

The Fire-This-Client Math

Firing a client feels scary. But sometimes it's the most profitable decision you can make.

Before firing, calculate:

Current Client Replacement Client
$50,000 revenue $50,000 revenue
1,000 hours worked 500 hours worked
$50/hr realized rate $100/hr realized rate
$4,000 profit (8%) $23,000 profit (46%)
Same revenue, 500 freed-up hours, $19,000 more profit. Or use those 500 hours for other clients and grow even more.

How to Fire a Client (Professionally)

Bottom Line

You Made It

That's the complete toolkit: Floor Rate → Survival Number → Utilization → Realized Rate → Capacity → Client Profitability. These six concepts explain 90% of why service businesses struggle to turn revenue into profit.

The math isn't complicated. The hard part is tracking it consistently and making decisions based on what the numbers say—even when it's uncomfortable.

If you want help applying these concepts to your specific situation, that's exactly what we do.

Ready to make sense of your numbers?
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